A painless way to analyze, manage and eliminate credit card debt!

Debt Quencher is incredibly easy to use. You will know how to eliminate your credit card balances within minutes of starting the program. No need to run reports or answer complex questions, just put in three numbers and see summary and detailed results instantly.

Before you buy, you can try out Debt Quencher free of charge. Just download it, drop it in your Applications folder, and start using it. *

Once you decide you like Debt Quencher, just purchase a license key via our site and your trial copy becomes the full-featured application.

Requires Mac OS X 10.4 Tiger or newer. High Sierra supported. Use El Capitan or better for the best experience. Also available on the Mac App Store.

Debt Quencher 1.2.3 (131)

Purchase for $5 USD

Download Now

Debt Quencher is a no-nonsense program that helps you visualize your credit card debt and develop your very own payoff plan. Its simple interface and ‘what-if’ scenarios help empower users like few other personal finance apps can.

Read more of the review at BadCredit.org

Simple Data Entry

Debt Quencher has been designed to be easy for anyone to use. It’s harder to find the interest rate on your credit card statement than it is to use this tool. Enter that rate along with your current balance and minimum payment to see how long it will take to pay off that card.

Pay It Down

Debt Quencher gives you three ways to pay down your debt: Adjust the individual planned payment amounts, enter the additional payment amount, or the total monthly payment. No matter which way you enter your amounts, Debt Quencher will calculate the best way to save you money.

Play “What If”

For more “what if” scenarios, you can change the Payoff Method to one of four choices: Minimum Payment, Highest Interest, Lowest Balance or Highest Balance. Debt Quencher always shows your savings for each method and recommends a best method. You can choose any one of these methods to review the payment plan.

Keep Your Numbers Current

The Make Payments command helps keep your balances current. With two clicks you can apply your planned payments to the balances and change the Last Updated date to the current date.

Get It in Writing

Getting a hard copy of your payments is easy too: Just click the Print button.

What our users are saying

Well, I just purchased Debt Quencher, and in the 27 minutes I’ve used it, I have completely revised my financial planning for the next 32 months, and will be able to live a debt free life, something I simply didn’t think was possible.

So keep writing badass software, and I’ll keep buying it. 🙂

—Matt W., Austin, TX, USA

Great little program too — I have an old spreadsheet I had been using for this task, but this is much superior. The credit card companies may get upset at your program as it shows too well how much their taking off the top. 15 months and I think I’m done with revolving credit.

—Steven B., Atlanta, GA, USA

The program is excellent.

—Stephen H., Ramsey, NJ, USA

Thanks for great, simple, affordable software.

—Christopher B., Geyserville, CA, USA

* Debt Quencher disables saving documents when running in trial mode.